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Please select one of the
following topics:
What
is a home inspection?
What does a home inspection include?
Why do I need a home inspection?
What will it cost?
Can't
I do it myself?
Can a house fail inspection?
What is the home inspector responsible
for?
What will the inspections cover?
What type of report should I expect?
When
do I call in the home inspector?
Do I have to be there?
What if the report reveals problems?
If the house proves to be in good
condition, did I really need an inspection?
Do I need a house inspection when
my bank is having the house appraised?
What
is a home inspection?
A home inspection is an objective visual
examination of the physical structure and
systems of a home, from roof to foundation.
An inspector typically spends between two
to three hours evaluating a home, and may
recommend further evaluation if problems
or symptoms are discovered.
One of the best ways to understand about
a home's condition, habitability and safety
is to hire a professional home inspector.
A properly trained home inspector will review
your house as a system, looking at how one
component of the house might affect the
operability or lifespan of another. Home
inspectors will go through the property
and perform a comprehensive visual inspection
to assess the condition of the house and
all of its systems. They will determine
the components that are not performing properly
as well as items that are beyond their useful
life or are unsafe. They will also identify
areas where repairs may be needed or where
there may have been problems in the past.
Inspections are intended to provide the
client with a better understanding of property
conditions, as observed at the time of the
inspection.
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What
does a home inspection include?
A standard home inspection summarizes findings
from a visual inspection of the condition
of the subject homes heating system, central
air conditioning system (temperature permitting),
interior plumbing and electrical systems;
roof, attic, and visible insulation; walls,
ceilings, floors, windows and doors; foundation,
basement, and the visible structures of
the home.
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Why
do I need a home inspection?
For many people, their home will be the
greatest investment they ever make. The
decision to purchase a home is made with
many factors in mind: Schools, proximity
to work place, neighborhood, size and style
of home etc. The average person is unable
to determine on their own the existence
of unknown problems that may exist in the
home. These problems can cost a significant
amount of money that the buyer maybe unprepared
to spend. A professional home inspector
is trained to observe these potential problems
and report them so the buyer can make a
more educated decision in the purchase of
the home. This type of inspection is your
best protection against buying a home needing
repairs which you are unable to afford.
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What
will it cost?
Inspection fees for a typical single family
home vary by size and features of the property,
and age of the home. Additionally, services
such as septic inspections and radon testing
may be warranted depending upon the individual
property. To view our rates please click
here.
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Cant
I do it myself?
Even the most experienced homeowner lacks
the knowledge and expertise of a professional
home inspector. A professional home inspector
has the experience, depth of knowledge and
training to make an unbiased and informed
report of the condition of a property. An
inspector is familiar with the many elements
of home construction, their proper installation
and maintenance. An inspector understands
how the home's systems and components are
intended to function together, as well as
how and why they fail and knows what to
look for and is uniquely suited to interpret
what their findings reveal about the condition
of the property.
Most buyers find it difficult to remain
objective and unemotional about the house
they really want, and this may affect their
judgment. For the most accurate information
about the condition of a home, always obtain
an impartial third-party opinion by an expert
in the field of home inspection.
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Can
a house fail a home inspection?
No. A professional home inspection is an
examination of the current condition of
your home. It is not an appraisal, which
determines market value, or a municipal
inspection, which verifies compliance to
local codes and standards. A home inspector
will not pass or fail a house. A home inspection
describes the physical condition of a property
and indicates what may need repair or replacement.
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What
is the home inspector responsible for?
Any professional inspection firm will have
an agreement for you to read and sign. This
agreement will spell out the company's capabilities
and their limitations. Do not assume you
know what the inspector can do for you based
on what you hope or want him to do for you.
Their are limitations. Inspectors are there
to limit your risk in the purchase of a
home However, they cannot eliminate that
risk. Keep in mind that the inspection is
limited to what can be visually observed
at the time of the inspection. Generally,
their function is to observe and evaluate
the major systems of the home and report
to you the conditions they observe that
exist on the day of the inspection. When
problems are found the inspector will either
offer recommendations of how to repair or
recommend you get further evaluation by
someone who specializes in that field. An
inspector cannot predict the condition of
a system five years from now, or even what
condition it will be in the next day. To
put it simply, anything that breaks was
working the day before it broke; a furnace
working the day of the inspection may develop
a problem between then and the date you
move in . There are also limitations to
the depth of evaluation a home inspector
can perform. There are components to systems
that are not visible without dismantling
the system. Home inspectors do not perform
this kind of testing. The inspector can
evaluate only what is visible.
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What
will the inspections cover?
There are generally over 200 items observed
throughout an inspection, it would be too
lengthy to try to mention them all. Below
is a summary version of what is inspected.
Interior:
foundations, water seepage into basements,
framing, crawl spaces (when safely accessible),
electrical, heating and air conditioning,
plumbing (water, waste and water heating),
visible well equipment, laundry, kitchens/baths,
interior surfaces (doors, walls, ceilings,
etc.), fireplaces, attic framing including
ventilation and insulation
Exterior:
siding and trim, roof (We will walk on most
roofs depending on slope height and weather.),
gutters/leader, windows/skylights/doors,
chimneys/flashing, steps and walks, decks,
patios, and porches, retaining walls, vegetation,
driveways/garages, grade
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What
type of report should I expect?
The report will include the findings of
what condition the major systems of the
home were found in. Reports themselves can
vary. Typically 48 hours of preparation
time is required plus a couple of days to
get to you through the mail. Using our automated
software combined with field computer and
printer we can generate your report promptly
onsite. The report is organized with an
inspection check list, summery report of
deficiencies found, along with digital picture
to support the summarized deficiencies and
recommendations.
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When
do I call in the home inspector?
Before you sign the contract or purchase
agreement, make your purchase obligation
contingent upon the findings of a professional
home inspection. This clause should specify
the terms to which both the buyer and seller
are obligated. Contact a home inspector
immediately after the contract or purchase
agreement has been signed. Home inspectors
are aware of the time constraints involved
in purchase agreements and most are available
to conduct the required inspection within
a few days.
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Do
I have to be there?
While it is not necessary for you to be
present, it is always recommended that you
make time to join the inspector for their
visit. This allows you to observe the inspector,
ask questions as you learn about the condition
of the home, how its systems work, and how
to maintain them. After you have seen the
property with the inspector, you will find
the written report easier to understand.
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What
if the report reveals problems?
No house is perfect. When the inspector
identifies problems, it does not indicate
you should not buy the house. His findings
serve to educate you in advance of the purchase
about the condition of the property. A seller
may adjust the purchase price or contract
terms if major problems are discovered during
an inspection. If your budget is tight,
or if you do not want to be involved in
future repair work, this information will
be extremely valuable.
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If
the house proves to be in good condition,
did I really need an inspection?
Yes. Now you can complete your home purchase
with confidence about the condition of the
property and all its equipment and systems.
From the inspection, you will have learned
many things about your new home, and will
want to keep that information for future
reference.
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Do
I need a house inspection when my bank is
having the house appraised?
Yes! A house appraisal is an independent
evaluation of the current market value of
a house or property. In general, the purpose
of an appraisal is to set the current value
of a house so that a lender may determine
how much it can loan to the buyer. The appraiser
looks at similar properties in the area
and the prices at which they were sold to
set the value of the house.
A house inspector conducts a thorough evaluation
of the house's major systems and structural
integrity. Whereas the appraiser is typically
working for the bank, the house inspector
is working for you. The house inspector
identifies items that need replacement or
repair prior to closing, which can save
you thousands of dollars.
U.S. Department Of Housing And Urban Development
(HUD) requires buyers sign a "Consumer Notice"
advising them to get a house inspection
in addition to a house appraisal before
purchasing a house with a FHA mortgage.
Additionally, HUD now allows homebuyers
to include the costs of appraisal and inspection
in their FHA mortgage.

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